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The Employee Benefits Blog

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Voluntary Medical Benefits to Consider Offering Your Employees

 
Voluntary Medical Benefits to Consider Offering Your Employees

One purpose of voluntary benefits is filling in the gaps between what health insurance covers and employees’ actual medical needs. Traditionally this has largely consisted of dental and vision insurance, but now there are voluntary benefits that cover specific illnesses, critical illness coverage for nonmedical costs and coverage for trips to the emergency room.

Voluntary Benefits in 2015

 
Voluntary Benefits in 2015

2014 is rapidly coming to a close and the question for many employers is how the benefits landscape will change in 2015. The answer: No one really knows.

Compliance Corner: What’s Next for the ACA? Information Reporting

 
Compliance Corner What’s Next for the ACA Information Reporting

This is a guest post with employee benefits compliance advice from Winston Benefits partner Joe Lazzarotti, a benefits attorney and practice group leader at Jackson Lewis P.C. He specializes in employee benefits counseling, with a heavy emphasis on health benefits and the Patient Protection and Affordable Care Act.

More Employers Are Looking to Private Exchanges for Health Insurance

 
More Employers Are Looking to Private Exchanges for Health Insurance

More and more small- to mid-sized businesses are turning to private exchanges as a way to offer their employees insurance while shifting more administrative hassles to the companies participating in the exchange. Switching to an exchange doesn’t guarantee companies will save money on employee benefits or provide better service to the employees using those benefits.

Lasik Coverage Adds Value to Vision Insurance

 
Lasik Coverage Adds Value to Vision Insurance

Protecting your eyes is an important part of caring for your overall health, and vision coverage is a vital element of a strong employee benefits package. Most health insurance plans don’t cover essential vision care, such as eye exams, glasses and contact lenses, so without vision insurance people must pay for these expenses out of pocket -- and many simply go without regular vision checkups to avoid the cost.

How Will the Affordable Care Act Affect Tax Season?

 
How Will the Affordable Care Act Affect Tax Season

For a law that’s been debated since 2009 and in place for well over a year, there sure are a lot of details in the Affordable Care Act that remain really murky. Pundits can’t even agree on the bottom line of legal questions currently before the U.S. Supreme Court -- are people arguing about tax credits or the employer mandate?

Essential Information About Minimum Essential Coverage Under PPACA

 
Essential Information About Minimum Essential Coverage Under PPACA

In November, the IRS, Treasury Department and the Department of Health and Human Services closed a loophole in the Patient Protection and Affordable Care Act -- also known as the ACA or Obamacare --  that would have allowed employers to offer health insurance plans that didn’t include hospital coverage. Those plans, sometimes known as “skinny plans,” do not meet the “minimum value” threshold under the ACA, the departments decided.

Meeting Every Generation’s Employee Benefits Needs

 
Meeting Every Generation’s Employee Benefits Needs

Much has been made about different generations interacting in the workplace. For the most part, though, there’s more about baby boomers, millennials, Gen X, Gen Y and Gen Z that’s similar than different. When it comes to benefits needs, however, there are some genuinely different concerns for each of these groups.

Employee Benefits News Roundup: Advantages of Voluntary Benefits Edition

 
Employee Benefits News Roundup Advantages of Voluntary Benefits Edition

Voluntary benefits serve many functions: They’re an excellent way to help safeguard employees’ financial well-being. They can also beef up a standard benefits package and be used as recruitment and retention tools. A robust voluntary benefits selection can be flexible enough to suit many different employees, from millennials to seniors, married parents to singles, and professionals to laborers. Their popularity is increasing so much that many organizations don’t consider them perks anymore so much as requirements.

Kaiser Foundation Survey Finds People Need Help Understanding Health Insurance

 
Kaiser Foundation Survey Finds People Need Help Understanding Health Insurance

Everyone’s focused on employee benefits right now as the Affordable Care Act’s public health insurance exchanges are going through open enrollment, and employers that offer coverage are wrapping up their open enrollment season. Unfortunately, as people look at their benefits options and make decisions about their coverage, it’s clear that they might not understand how their new health insurance works.

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